MAMHOT, DARLENE MAE, and FELIPE JR SULLERA. “Optimizing Offsite Payment Systems: Understanding Client Preferences and Overcoming Barriers at Foundation University”. International Multidisciplinary Journal of Research for Innovation, Sustainability, and Excellence (IMJRISE) 2, no. 5 (May 16, 2025): 399–417. Accessed August 25, 2026. https://risejournals.org/index.php/imjrise/article/view/1131.