[1]
C. Adalia and W. J. Mananap, “Difficulties in the Use of E-Payment Applications Among Members of a Credit Cooperative”, Int. Multidiscip. J. Res. Innov. Sustain. Excell. , vol. 2, no. 5, pp. 483–495, May 2025, doi: 10.5281/zenodo.15470251.